While there has been many jokes surrounding female drivers, research has shown that less females than males make a claim on their car insurance. As a result of this many specialist insurers are now offering cheaper car insurance and good deals especially aimed at women by way of female car insurance.
There are many advantages to taking out female car insurance along with getting some of the cheapest policies available. Deals with women in mind usually consist of handbag insurance and some form of breakdown covered being added in with the insurance which of course are big bonuses for peace of mind, security and safety. When it comes to female car insurance the main choices for car insurance are fully comprehensive, third party fire and theft and third party only.
Fully comprehensive insurance is of course the most cover you can take out and covers against any repairs to your car and any other if you are the cause of an accident, it also covers against fire and theft and some include liability insurance to an extent. This type of cover as you would expect is the dearest type of insurance, but if you have a brand new car or your car is over a certain amount then it might be the only insurance option available.
Third party fire and theft is cheaper but doesn’t give you as much cover, it will safeguard against damage to your car by fire and of course if it should get stolen and will also payout for damage caused to another vehicle in an accident but not to repair your own. Third party only is the cheapest cover available but only covers against damage to the other car or a third party in case of an accident.
There are many insurers that specialise in female car insurance and by using a specialist car insurance broker, you can get several quotes for car insurance particularly aimed at the women which have not only the cheapest premiums but also added extras and bonuses which benefit women drivers.